Health Coverage That Drives Out to You
Ranchers, welders, new parents. We sit down at your table and sign you up for a marketplace plan.
Can I Sign Up Right Now?
Most people can only join a plan in the fall. A big life change opens a window of its own. Check yours.
Let's Look
General information based on HealthCare.gov rules, which Montana uses. Dates can change from year to year, and you may need papers that show the change. Help with the premium depends on your income and household. Kids may qualify for Healthy Montana Kids any time of year.
Who We Sit Down With
Most folks we help work for themselves or for a small outfit with no group plan. Tap a photo to see it bigger.
Where We Drive
From our place in Billings out about two hours in every direction. Further than that, we meet by phone or video.
- Our home base in Billings
- Towns we visit every week in the fall
Neighbors Talk
Word travels fast at the sale barn. Here is what folks tell each other.
From Our Clients
She drove 40 miles out to our place, sat at the table with the baby crying and got all four of us covered.
Casey and Jo R. Columbus
My income is all over the place with welding jobs. She helped me estimate it so I didn't owe a pile back in April.
Dustin W. Laurel
I thought I missed my chance after leaving my job. Turned out I had a window. Covered by the first of the month.
Amber T. Billings Heights
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
Questions We Hear on the Road
Where do marketplace plans come from?
Montana uses HealthCare.gov, the public marketplace. You can sign up there on your own. We use the same plans and prices, and we help you pick and enroll at no cost to you.
Will I get help paying the premium?
It depends on your income and household size for the coming year. For ranchers and the self employed, that usually means your expected net income after business costs. We walk through your numbers with you.
When is open enrollment?
Every fall, starting November 1. Sign up by December 15 for a plan that starts January 1. HealthCare.gov posts the last day each year, so check there or call us for this year's date.
My income swings a lot. What if I guess wrong?
Report changes during the year and the help adjusts. If you took too much help, you may owe some back at tax time. We show you how to estimate so there are fewer surprises.
Can my kids get covered even if I can't?
Maybe. Healthy Montana Kids and Montana Medicaid take applications all year, not just in the fall. We check for that first when kids are in the house.
Call, and We'll Set a Time to Come Out
Weekdays 8 to 6 and Saturday mornings. Leave a message on the road and we call back the same day.
HealthCare.gov is the public health insurance marketplace for Montana. You can compare and enroll there on your own at any time we are closed. Help with premiums depends on your income and household. Plans, prices and doctor networks depend on the insurance company and your county.
Licensed in Montana as a health insurance producer. License number shown here on the live site. Rimrock Health Coverage is an independent agency and is not a government office.