Car Insurance That Makes Sense Before You Sign
An independent Tacoma agency. We compare several carriers and walk you through every line of the policy.
Build Your Coverage
Pick what you want on the policy. The sheet shows what each part does, a sample six month range for Tacoma, and what pushes the price up or down.
Same Commute, Different Policy
Two neighbors on the same bridge every morning can pay very different prices. The carrier, the car and the limits all count. We shop it so you do not have to call five companies.
When Something Happens, Call Us First
We help with the claim, not just the sale. Tap a photo to see it bigger.
Adding a Teen Driver
The biggest price jump most families see. We check good student and driver training discounts before you add them.
Fender Benders
Send us the photos. We tell you if it is worth a claim before you file.
Cracked Glass
Rock chips on I-5 are a comprehensive claim. Many policies fix small chips at no cost.
One Agent, Several Carriers
A carrier can only sell you its own policy. As an independent agency, we put the same coverage in front of several carriers and show you the prices side by side.
- Same limits on every quoteSo the prices are fair to compare, line by line.
- One person for claimsYou call us first, and we tell you what to send and to whom.
- A look every yearWhen your renewal jumps, we shop it again before you pay it.
What Drivers Say
We cover Tacoma, Lakewood, University Place, Fircrest, Puyallup, Fife, Gig Harbor, Federal Way and Spanaway, and anywhere in Washington by phone.
She showed me three prices for the same coverage. I kept my limits and still paid less than my renewal.
Marisol T. Lakewood
Someone backed into me at the Tacoma Mall. I called Dana before the carrier and she told me exactly what to send.
Kevin O. University Place
Adding our son was scary. They found the good student discount and a better carrier for a new driver.
Renee W. Puyallup
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
Questions We Hear Every Week
What is the least car insurance I can carry in Washington?
Washington asks for liability of at least 25/50/10. That is $25,000 for one person hurt, $50,000 for everyone hurt in one crash and $10,000 for damage to other people's property. It is legal, but a newer car or a hospital stay can blow past it fast. We show you what the next step up costs so you can decide.
Do I need comprehensive and collision?
If you have a loan or a lease, the lender will ask for both. If the car is paid off and worth less than a few thousand dollars, many people drop them and save. We look at what the car is worth and what you could pay out of pocket before we suggest either way.
Why does my premium change when nothing happened?
Carriers reset rates for everyone in an area when repair costs and claims go up. Parts and labor have gone up a lot in Pierce County. When that happens, we shop your policy with the other carriers we work with and tell you if one of them is lower.
Is uninsured motorist coverage worth it here?
We think so. It pays for your injuries and in many cases your car when the other driver has no insurance or too little. Washington carriers must offer it, and you have to turn it down in writing if you do not want it.
How is an independent agency different from calling a carrier?
A carrier can only sell you its own policy. We are licensed with several carriers, so we can put the same coverage in front of each one and show you the prices side by side. You still get one person to call when you have a claim.
Want Real Prices on Your Coverage?
Call with your current policy handy. Most quotes take about fifteen minutes, and nothing changes until you say yes.