Your Landlord's Policy Does Not Cover Your Stuff
A small Astoria office that mostly writes renters insurance. We compare several carriers and keep it simple.
Three Things a Renters Policy Pays For
The upstairs tub overflows. Your ceiling drips onto the couch. Here is who pays for what.
Your things
Furniture, clothes, laptop and bike, at home or out on the street, after fire, theft or a burst pipe.
A place to sleep
If the apartment is not livable after a covered loss, it helps pay for a hotel or a short term rental.
Damage you cause
If your bathtub floods the neighbor below, liability coverage helps pay for their ceiling and their things.
What Is Your Stuff Worth?
Most people guess low. Go room by room and pick what fits. We add it up at what it would cost to buy new today.
Most of Our Clients Live Up a Flight of Stairs
Renting in Queens, Covered
What we help with every week. Tap a photo to see it bigger.
Moving Day
Start the policy the day you get the keys. We can send proof to your landlord the same day.
Stolen Off the Street
Most policies cover your things away from home too. File a police report first, then call us.
Walk In, Walk Out Covered
Come by the storefront with your lease. Most renters policies take about fifteen minutes.
What Renters Say
4.9★★★★★243 Google reviews"My building had a fire on the second floor and we could not go home for nine days. Lucia had me in a short term rental by that night."
Nadia F. Astoria
I thought my stuff was worth maybe five grand. We went room by room and it was closer to twenty.
Kofi A. Sunnyside
My bike got stolen outside work in Long Island City. She walked me through the claim in one phone call.
Eleni P. Woodside
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
We cover Astoria, Long Island City, Sunnyside, Woodside, Jackson Heights, Elmhurst, Ridgewood, Greenpoint and Williamsburg, and anywhere in New York by phone.
Renters Questions
Doesn't my landlord's insurance cover my things?
No. Your landlord's policy covers the building. If a pipe bursts or a fire starts next door, your couch, laptop and clothes are on you unless you have your own renters policy.
Is renters insurance required in New York?
New York law does not require it, but many leases do. If your lease asks for it, we can send your landlord or management company proof the same day.
Is my bike covered if it is stolen outside?
Most renters policies cover your things away from home too, including a bike stolen off a rack. Your deductible still applies, and some carriers cap how much they pay for bikes unless you list them on the policy.
Do my roommates need their own policy?
Usually yes. Many carriers only cover the people named on the policy and their relatives. Each roommate getting their own policy keeps claims simple.
What does renters insurance cost in Queens?
For a lot of people in Astoria it comes out somewhere around the cost of a couple of coffees a week. The real price depends on the carrier, the building, your limits and underwriting. We compare several carriers and show you each price.
Get Real Prices Today
Leave a first name and a phone number. Lucia texts you back within a business hour, and you can finish the whole thing by phone. Nothing starts until you say yes.
We Have Your Request
On the live site, Lucia texts you within a business hour to ask a few questions about the apartment. Have your lease handy.