Cover the Mortgage, the Kids and the Plan
Term life for Frisco families, from a local agent who answers her own phone. See your number in two minutes.
How Much Life Insurance Do We Need?
Move the sliders to match your family. The number updates as you go, and nothing you enter leaves this page.
Coverage to look at
$1,550,000
Rounded up to the nearest $50,000.
20 year termSuggested length
$55 to $95Sample monthly premium
The premium is a sample for a healthy non smoker buying Level term means the monthly price and the coverage stay the same for the whole term. coverage. It is an estimate, not a quote or an offer of coverage. Your real price and approval depend on your age, your health and the insurance company's Underwriting is how the insurance company looks at your health and history to decide on approval and price.. Final costs are set at $15,000.
What a 20 Year Term Covers for Your Family
Talk to Dana, Not a Script
Dana Whitfield has two kids at Frisco schools and sells life insurance the way she bought her own. She compares several insurance companies and shows you the prices side by side.
- Meets at your kitchen table, our office on Tallgrass Lane or on a video call after bedtime
- Checks in when you have a new baby or buy a bigger house
- Helps your family file a claim if the day ever comes
What Parents Say
Dana did the math with us at the kitchen island while the baby napped. We bought less than the last guy pitched, and it covers everything.
Ashley R. Prosper
She explained term versus whole life in five minutes and never made me feel dumb for asking.
Luis M. Little Elm
She called when our second was born to ask if we needed more. We did, and it took one phone call.
Priya K. McKinney
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
Serving families in Frisco, Prosper, Little Elm, McKinney, Plano, The Colony, Allen and Celina.
Questions Parents Ask
Term or whole life, which is better for us?
For most young families, term life gives the most coverage for the money while the kids are small and the mortgage is big. Whole life costs more but lasts your whole life and builds cash value. We show you both prices side by side.
Is the life insurance from my job enough?
Often not. Work plans are usually one or two times your pay, and the coverage usually ends when you leave the job. Count it, but do not count on it alone.
Do I need a medical exam?
Maybe not. Many healthy people under 50 can qualify with health questions and a records check. Some plans still ask for a short exam at your home. Approval and price depend on your health and the insurance company.
Should a stay at home parent have coverage?
In most cases, yes. Childcare, school runs and running the house cost real money to replace. Run the calculator with the cost of full time childcare as the income to replace.
What happens when the term ends?
The coverage stops, and so do the payments. By then the kids are grown and the mortgage is smaller. Many policies let you switch to permanent coverage without new health questions. Check your policy for the rules.
Get a Real Price This Week
Dana picks up weekdays until 7 and Saturday mornings. Missed her? You get a text back within a few minutes during office hours.
Licensed in Texas as a life insurance agent. License number shown here on the live site. We compare plans from several insurance companies. Coverage, price and approval depend on your age, your health and the insurer's underwriting. Premiums on this page are samples, not quotes.