Check the Loan Against Your Budget First

Personal loans from $1,000 to $15,000 for Bangor and Penobscot County. A loan officer comes to you, and we start with what you can afford.

Check My Budget Call (207) 555-0127

Loan officer going over a budget sheet with an older couple at their farmhouse kitchen table near Bangor

Will the Payment Fit?

Put in what comes in and what goes out each month. See the payment, what is left over, and our honest read before anyone runs your credit.

Fits With Room

Estimated payment$0

Left each month$0

Share of pay to housing and debt

Total paid on the loan$0

Housing
Other debt
This loan
Left for food, gas and heat

What People Here Borrow For

Most of our loans are for something that could not wait for spring. Here are a few from this year.

New shingles going on a cape in Hampden before the snow — **A roof before the first snow**Hampden, $9,000 over 48 months

Man working under the hood of his pickup in a gravel driveway among the pines — **A transmission for the work truck**Glenburn, $3,800 over 24 months

Couple carrying moving boxes down the front steps of a brick building in downtown Bangor — **First month, deposit and a truck rental**Bangor, $2,500 over 18 months

Loan officer meeting a borrower at a table under tall library windows

We Come to You

Bangor has a lot of towns and a long winter. So our loan officers drive. Pick the place that is easy for you.

Your kitchen tableThe most common spot. Coffee optional.
Your town libraryOrono, Old Town, Brewer, Hampden and Newport all have quiet tables.
Phone or videoFor the ten minute questions, or when the roads are bad.

Penobscot River waterfront in Bangor on a misty fall morning

From Lincoln to Bucksport

We lend in Bangor, Brewer, Hampden, Hermon, Orono, Old Town, Veazie, Glenburn, Holden, Bucksport, Newport and Lincoln, and most towns in between.

What Borrowers Say

4.9 ★★★★★ from 131 Google reviews

Dana sat at our table and did the budget with a pencil. She talked us down from $8,000 to $5,500, and she was right.
Ellen P. Brewer

Met at the Orono library on my lunch break. Money for the furnace was in my account two days later.
Tyler B. Orono

They told me a credit counselor would help me more than a loan, and gave me a number to call. Nobody does that.
Renee G. Hermon

Sample reviews written for this demo. Your site shows your real Google reviews, word for word.

Questions We Get at the Table

Do I have to come to an office?

No. We have a small office on Exchange Street, but most people never see it. A loan officer meets you at your kitchen table, your work, or the library in your town. Phone and video work too.

What credit score do I need?

There is no single cutoff. We look at your income, your bills and your history together. A lower score usually means a higher rate or a smaller loan. Every loan is subject to credit approval.

What if the budget check says it is too tight?

Then we should talk about a smaller amount, a longer term, or not borrowing right now. If you are behind on several bills, a nonprofit credit counselor may help more than a loan, and we can give you names.

Are there fees?

Any fee is in the APR and on your loan papers before you sign. There is no penalty for paying the loan off early.

How fast can I get the money?

Most approved loans fund in one to three business days. If your car or furnace cannot wait, tell us, and we will say honestly how fast we can go.

Let's Look at It Together

Leave a first name and a number. A loan officer calls you back today or the next business morning.