Shop Counters
Registers that fit the shop you already have.
Every Fee on Your Card Statement, in Plain Words
We sit down with Whatcom County shop owners, read the statement line by line, and write down what each fee costs you in a year.
What Is Each Line Costing You?
Use last month's statement. Put in the three totals up top, then check off the fee lines you can find. We add them up and tell you which ones people most often get dropped.
Your effective rate
3.00%
Checked fees over a year$0
An estimate from your own numbers, not a quote. Rates depend on your card mix, how cards are taken and the processor. The 2.5 to 3.5 percent range is a sample for this demo. We give you any offer in writing before you sign.
Counters, Stalls and Boatyards
Most of our shops take cards in more than one place. We set that up so it all lands on one statement you can read.
Trades in the Field
Boatyards, mechanics and contractors taking payment on the job.
Markets and Pop Ups
Readers that work on a phone signal in the rain.
No Lease Pressure
We would rather you buy a reader outright. We show both prices side by side so you can pick.
What You Get From Us
- One person
- The one who reads your statement is the one who answers the phone later.
- Quotes in writing
- Rates, monthly fees, contract length and any cancel fee, on one page.
- An honest answer
- If your current setup is fair, we say so and leave it alone.
- Help at the register
- We set up the reader, train your staff and come back if it acts up.
What Owners Around Whatcom Say
5.0
★★★★★54 Google reviews
We had paid a non-compliance fee for three years without knowing why. She fixed it in one afternoon.
Kyle B. Fairhaven
Told me my rate was fair and to keep my processor. Then showed me how to get out of a lease I did not need.
Rosa M. Lynden
Readers at the market stall and the shop, one statement, and I can finally tell what I pay.
Dan W. Ferndale
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
Questions Owners Ask
What is an effective rate?
It is every processing fee on your statement added up, divided by your card sales for the month. It is the one number that lets you compare two statements fairly, no matter how each one words its fees.
Why am I paying a PCI non-compliance fee?
Usually because a short yearly security questionnaire was never filled out. Once it is done and accepted, that fee normally stops. We walk you through it, and it takes about half an hour for most small shops.
Can I get out of my terminal lease?
Often not without paying. Many terminal leases run 48 months and cannot be canceled, even if you change processors. Read the lease itself before you switch anything, and we will read it with you.
Can I pass card fees on to customers?
Sometimes. Surcharge and cash discount rules depend on your state and the card networks, and debit cards are handled differently. Get the rules in writing from your processor before you add a charge at the register.
How do you get paid?
We are an independent sales agent. If you move your processing through one of our partners, they pay us a share of the fees. Reading your statement costs nothing, and sometimes the best answer is to call your current processor and ask for a better rate.
We meet owners in Bellingham, Fairhaven, Ferndale, Lynden, Blaine, Everson, Sumas, Sedro-Woolley, Burlington, Mount Vernon and Anacortes.
Send Us Last Month's Statement
Leave a first name and a phone number. We text you a safe link for the statement and call back with the math.