Know What the Loan Costs Before You Sit Down
Personal installment loans from $1,000 to $15,000, made at our Johnson City office. Every loan is subject to approval.
What People in the Tri Cities Borrow For
Most of our loans cover one bill nobody planned for. Swipe through a few from this year.
A Car That Gets You to Work
A timing belt and brakes in Elizabethton, $2,400.
A Furnace in January
A new gas furnace in Gray, $5,800 over 48 months.
Surgery for the Dog
A torn ligament in Jonesborough, $3,200.
Four Cards Into One Payment
$7,100 in cards rolled into one fixed payment in Johnson City.
Come In and Sit Down
212 E Watauga Avenue, a block off Main. Park out front. The coffee is on, and there is no charge to talk.
- Monday to Friday
- 9:00 to 5:30
- Saturday
- 9:00 to noon
- Sunday
- Closed
We serve Johnson City, Elizabethton, Jonesborough, Gray, Kingsport, Erwin, Bristol and the rest of the Tri Cities.
What Borrowers Say
Sample reviews written for this demo. Your site shows your real Google reviews, word for word.
Brenda wrote the payment and the total on a sticky note before I signed anything. I still have it.
Carla J. Elizabethton
She told me not to roll my card into the loan because the card rate was lower. Nobody has ever talked me out of borrowing more.
Travis M. Gray
Furnace quit in January. I was in and out in an hour with a check for the installer.
Doris P. Jonesborough
Before You Apply
Will I be approved?
We cannot promise that before we look. Every loan is subject to approval. We look at your income, your monthly bills and your credit, then tell you yes, no, or what amount would work.
How fast can I get the money?
If you bring your paperwork and you are approved, most people leave with a check the same day. By phone or online, it is often the next business day.
What should I bring?
A photo ID, your two most recent pay stubs or benefit letters, and a bill with your address on it. If you are paying off cards, bring the latest statements too.
Is there a penalty to pay the loan off early?
No. You can pay extra or pay the whole thing off any time. You only pay interest for the days you had the money.
Does a consolidation loan always save money?
No. It saves money when the loan rate is lower than your card rates and the cards stay paid off. If your cards are at a lower rate, or you would run them back up, it can cost more. We will tell you which one you are.