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(304) 555-0128

Stopped Working? See If SSDI Still Covers You.

Disability lawyers for the hollows, the river towns and everywhere between. We come to you or call you.

A former coal miner on the phone with our office from his kitchen table in a West Virginia hollow

Are You Still Covered for SSDI?

SSDI is insurance you paid for with every paycheck. But the coverage runs out a few years after you stop working. Answer four questions and see roughly where you stand on .

8 years

Likely Still Covered

Gold squares are years you worked in the ten before you stopped.

2028your , about
Talk It Through With Us

A rough check, not a decision. Social Security counts credits from your real earnings record, quarter by quarter. See yours free at ssa.gov. General information, not legal advice.

Work creditsYou earn up to four a year by working and paying Social Security taxes. SSDI needs enough in all, and enough in the last ten years.
Date last insuredThe last day your SSDI coverage lasts after you stop working. Your disability has to begin on or before it.
SSISupplemental Security Income. It is for people with low income and few savings, and it does not need work credits.

How We Work Across the State

Four lawyers and five paralegals, one phone number. Tap any photo to see it larger.

Carla Ashby going over a folder with a client on her porch in the hills

We Come to Your Porch

Can't drive two hours to an office? You shouldn't have to. We meet you at home, anywhere on the map below.

First Applications and Appeals

We fill out the forms with you and gather every record. Denied? We file the appeal on time and go with you to the hearing.

Our paralegal taking a call at her desk in the Charleston office

A Person Calls You Back

Your paralegal calls every two weeks with news, or to say there is none yet. You never wonder if we forgot you.

SSDI or SSI

Not enough work credits? You may still qualify for . We check both on the first call.

A client with a cane walking with his son on a small town main street
CharlestonOur office, and hearings downtown. Free parking behind the building.
HuntingtonHome visits all week, and we sit with you at hearings here.
BeckleyHome visits every Tuesday and Thursday.
LoganHome visits every Wednesday, phone any day.
MadisonHome visits every Wednesday on the way to Logan.
SummersvilleHome visits every other Monday.
Point PleasantHome visits every other Friday.
WilliamsonHome visits once a month, phone and video any day.
SpencerHome visits every other Friday.
WelchHome visits once a month, phone and video any day.

We Come to Your County

Tap a town to see when we are there. If yours is not on the map, we still take your case by phone.

  • Charleston
  • Huntington
  • Beckley
  • Logan
  • Madison
  • Summersville
  • Point Pleasant
  • Williamson
  • Spencer
  • Welch
  • Ripley
  • Oak Hill
  • Hamlin
A towboat pushing barges down the Kanawha River at dusk

We Grew Up Here Too

Carla is from Logan County. Dean is from Point Pleasant. We know what a day of work in these hills does to a body.

A client's hands stitching an indigo, gold and red quilt

Plain Talk About Money

Nobody should have to pay a lawyer before they get a check. So you don't.

Nothing up front. If you win back pay, our fee comes out of it, and Social Security has to approve it first.

Federal law caps the fee at 25 percent of past due benefits or $9,200, whichever is less.

If you do not win, you owe us no fee.

What Clients Say

4.8★★★★★178 Google reviews

Carla sat on my porch in Chapmanville for two hours and never once looked at her watch. She wrote down everything.

Judy P.Logan County

I thought I waited too long after the mine closed. Dean looked at my record and explained my date in five minutes.

Roger H.Madison

They called every other week like they said. When the hearing letter came, they already knew.

Angela S.Summersville

Sample reviews written for this demo. Your site shows your real Google reviews, word for word.

Questions People Ask on the First Call

What are work credits?

You earn work credits when you work and pay Social Security taxes. You can earn up to four a year. SSDI needs enough credits in all, and enough of them recent. SSI does not use work credits at all.

I stopped working years ago. Is it too late?

Not always. Your coverage usually lasts about five years after you stop working. If your disability began before that date, you may still qualify, even if you apply later. Proving it gets harder with time, so call soon.

Do I have to drive to Charleston?

No. Most of our clients never visit the office. We meet by phone, by video, or at your kitchen table anywhere in our area. We only ask you to come in if it helps you.

What does it cost?

Nothing up front. If you win back pay, our fee comes out of it. Federal law caps the fee at 25 percent of past due benefits or $9,200, whichever is less. If you do not win, you owe no fee.

Can you help with black lung or miners' benefits too?

Black lung benefits are a separate federal program with its own rules. We can tell you on the first call whether we handle your kind of claim or who does.

One Call Tells You Where You Stand

Monday to Friday, 8:30 to 5:30. A real person answers.

Call (304) 555-0128